Business Insurance Newport Beach

Newport Beach CA

What would you do if you couldn’t conduct business for an extended period of time? Would you be able to survive if damage occurred and you were out of business for several weeks or months?

The answer for most small business owners is no.

Business interruption insurance can be as vital to your survival as a business owner as fire, flood, or any other type of business insurance. Most people would never consider opening a business without buying insurance to cover damage due to these types of risks.

Unfortunately, too many small business owners fail to think about how they would manage if a fire or other disaster damaged their business premises to the point where they were temporarily unable to conduct business.

Business interruption insurance covers you for lost income if your company has to vacate the premises due to disaster-related damage that is covered under your property insurance policy, such as a fire.

It also covers the revenue you would have earned, based on your financial records, had the disaster not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.

How much is Business Interruption insurance?

The price of the business interruption policy is related to the risk of a fire or other disaster damaging your premises.

All other things being equal, the price would probably be higher for a restaurant than a real estate agency for example because of the greater risk of fire.

Also, a real estate agency can more easily operate out of another location.

Call our office today to discuss your options, or head over to our quotes page to get the process started!

Newport Beach

Newport Beach, incorporated in 1906, is a city in Orange County, California, 10 miles (16 km) south of downtown Santa Ana. The population was 85,186 at the 2010 census.

The city's median family income and property values consistently place high in national rankings. The Daily Pilot, a newspaper published in the neighboring city of Costa Mesa, reported in 2010 that more than a quarter of households have an income greater than $200,000, and the median value for homes is approximately $1 million.

In 1871 a steamer named The Vaquero made its first trip to a marshy lagoon for trading. Ranch owners in the Lower Bay decided from then on that the area should be called ""Newport.""

Newport Beach, city, Orange county, southern California, U.S. It lies along Newport Bay (Pacific inlet), south of Long Beach. Captain Samuel S. Dunnells sailed into the bay in 1870 looking for “new port” facilities; he developed Newport Landing, which in 1873 became a lumber terminal. Known as McFaddens Landing and Port Orange, it was laid out in 1892 as Newport. It developed around yachting, sport and commercial fishing, and beach activities and as a residential community for commuters to Los Angeles and Long Beach. Light industry, mainly aerospace electronics, also has developed. Encompassing Lido Isle, Balboa Island and Peninsula, and Corona Del Mar, the city has extensive marina facilities and is a leading yacht rendezvous. The Balboa Pavilion (1905), with ferry connections to Santa Catalina Island, is a popular attraction. Newport Beach is home to the Newport Harbor Art Museum and the Orange County Museum of Art. The University of California, Irvine, is immediately northeast. Inc. 1906. Pop. (2000) 70,032; (2010) 85,186.

Nearby Cities:

Business Insurance Irvine, Business Insurance Laguna Beach