What would you do if you couldn’t conduct business for an extended period of time? Would you be able to survive if damage occurred and you were out of business for several weeks or months?

The answer for most small business owners is no.

Business interruption insurance can be as vital to your survival as a business owner as fire, flood, or any other type of business insurance. Most people would never consider opening a business without buying insurance to cover damage due to these types of risks.

Unfortunately, too many small business owners fail to think about how they would manage if a fire or other disaster damaged their business premises to the point where they were temporarily unable to conduct business.

Business interruption insurance covers you for lost income if your company has to vacate the premises due to disaster-related damage that is covered under your property insurance policy, such as a fire.

It also covers the revenue you would have earned, based on your financial records, had the disaster not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.

How much is Business Interruption insurance?

The price of the business interruption policy is related to the risk of a fire or other disaster damaging your premises.

All other things being equal, the price would probably be higher for a restaurant than a real estate agency for example because of the greater risk of fire.

Also, a real estate agency can more easily operate out of another location.

Call our office today to discuss your options, or head over to our quotes page to get the process started!

Cypress

Cypress is a suburban city located in the northern region of Orange County within Southern California. Its population was 47,802 at the 2010 census.
The first people living in the area now known as Cypress were the Gabrieleno, a Native American tribe of the Tongva people, who were displaced soon after the arrival of the Europeans. The government of Spain then possessed the land until Mexico gained its independence in 1821. Mexico then lost AlCypress is a suburban city located in the northern region of Orange County within Southern California. Its population was 47,802 at the 2010 census.

The first people living in the area now known as Cypress were the Gabrieleno, a Native American tribe of the Tongva people, who were displaced soon after the arrival of the Europeans. The government of Spain then possessed the land until Mexico gained its independence in 1821. Mexico then lost Alta California to the United States during the period following the Bear Flag Revolt and the Mexican-American War.

The original Spanish dons held immense tracts of land throughout California, which were given in lieu of pay to Spanish soldiers. Manuel Nieto was one of the early Spanish dons or landowners in the area. After his death in 1804, his sons retained title to Rancho Los Nietos, but these lands were eventually broken up and distributed among them in 1833 by a grant from the Mexican governor, José Figueroa. Manuel's son, Juan José Nieto, retained the title to a large portion of his father's original properties in southern California that included the present-day area of Cypress. That land and other Rancho properties were finally sold to the American Abel Stearns, then acquired by the Robinson Trust, a group of investors, which eventually parlayed their holdings into a vast land speculation business.

The original Spanish dons held immense tracts of land throughout California, which were given in lieu of pay to Spanish soldiers. Manuel Nieto was one of the early Spanish dons or landowners in the area. After his death in 1804, his sons retained title to Rancho Los Nietos, but these lands were eventually broken up and distributed among them in 1833 by a grant from the Mexican governor, José Figueroa. Manuel's son, Juan José Nieto, retained the title to a large portion of his father's original properties in southern California that included the present-day area of Cypress. That land and other Rancho properties were finally sold to the American Abel Stearns, then acquired by the Robinson Trust, a group of investors, which eventually parlayed their holdings into a vast land speculation business.

Nearby Cities:

Business Insurance La Palma, Business Insurance Los Alamitos