What would you do if you couldn’t conduct business for an extended period of time? Would you be able to survive if damage occurred and you were out of business for several weeks or months?

The answer for most small business owners is no.

Business interruption insurance can be as vital to your survival as a business owner as fire, flood, or any other type of business insurance. Most people would never consider opening a business without buying insurance to cover damage due to these types of risks.

Unfortunately, too many small business owners fail to think about how they would manage if a fire or other disaster damaged their business premises to the point where they were temporarily unable to conduct business.

Business interruption insurance covers you for lost income if your company has to vacate the premises due to disaster-related damage that is covered under your property insurance policy, such as a fire.

It also covers the revenue you would have earned, based on your financial records, had the disaster not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.

How much is Business Interruption insurance?

The price of the business interruption policy is related to the risk of a fire or other disaster damaging your premises.

All other things being equal, the price would probably be higher for a restaurant than a real estate agency for example because of the greater risk of fire.

Also, a real estate agency can more easily operate out of another location.

Call our office today to discuss your options, or head over to our quotes page to get the process started!

Buena Park

"Buena Park is a city in northwestern Orange County, California. As of Census 2010 the population was 80,530. The city is adjacent to the city of Anaheim and is 12 miles (20 km) northwest of downtown Santa Ana. The Current OMB metropolitan designation for Buena Park and the Orange County Area is ""Santa Ana-Anaheim-Irvine, CA"". Buena Park, dubbed as the Center of the Southland, is home to several tourist attractions, most notably Knott's Berry Farm and the Los Coyotes Country Club.
Original Spanish explorers settled on the enormous ranchos by land grants made by the King of Spain. Manuel Nieto of the Portola Expeditions received such a grant in 1783, which was divided by his heirs into five separate ranchos in 1834. One of them, 46,806-acre (189.42 km2) Rancho Los Coyotes, included the current site of the City of Buena Park where the rancho’s adobe headquarters was on what is now Los Coyotes Country Club’s golf course.
The area was transferred from Spanish authority to Mexican rule in 1822 and ceded to the United States in 1848 at the end of the Mexican-American War. California was granted statehood in 1850. Americanization further expanded in the area after completion of the transcontinental railroad in 1869 and its connection to Los Angeles in 1875. By then, Abel Stearns had acquired Rancho Los Coyotes in consideration for loans made to Pio and Andrés Pico. In 1885, James A. Whitaker purchased 690 acres (2.8 km2) of this land from Stearns and in 1887 he founded the City of Buena Park in conjunction with the railway development of what we now know as Orange County. The city was incorporated in 1953. An agricultural center when founded (particularly dairy, wine and citrus products) the city is now primarily a residential suburb and commercial hub.

Buena Park, city, Orange county, southern California, U.S. The site known as Buena Plaza was originally part of the Rancho Los Coyotes. The city was laid out and named Buena Park in 1887 by James A. Whitaker, a Chicago grocer who, intending to build a cattle ranch, bought nearly 700 acres (280 hectares) there in the 1850s. Served by depots of the Santa Fe and Southern Pacific railroads, the city developed as a dairy centre, later becoming a residential community connected by freeway to Los Angeles 20 miles (30 km) to the northwest. Buena Park is a popular tourist destination, home to Knott’s Berry Farm, an expansive amusement centre, and the Movieland Wax Museum. Food processing and the aircraft industry supplement Buena Park’s economy. Inc. 1953. Pop. (2000) 78,282; (2010) 80,530."