"innovative insurance" Archives

  1. Cadillac Tax and Other Key ACA Taxes Repealed

    OSHA's Crystalline Silica Rule

    OVERVIEW On Dec. 20, 2019, President Trump signed into law a spending bill that prevents a government shutdown and repeals the following three taxes and fees under the Affordable Care Act (ACA): The Cadillac tax on high-cost group health coverage, beginning in 2020; The medical devices excise tax, beginning in 2020; and The health insurance […]

  2. Returnship Programs – HR Insights

    As workplaces across the nation focus on employee engagement, attraction and retention, workplace trends such as flexible scheduling and various ancillary offerings have become commonplace. One emerging trend is designed to help employees who have been out of the workforce for a few years. These types of programs are called returnships, and they essentially operate […]

  3. Stay Interviews – HR Insights

    Employers are always seeking ways to retain their valuable employees. Unfortunately, it can be difficult figuring out exactly why workers jump ship. Instead of waiting for a two weeks’ notice, many employers are conducting stay interviews as a way to head off potential departures. What Are Stay Interviews? Stay interviews are usually once-a-year meetings conducted […]

  4. ACA Compliance Bulletin-PCORI Fees Reinstated Through 2029

    A federal spending bill enacted at the end of 2019 included several provisions affecting benefit plans. The bill repealed three major taxes and fees under the Affordable Care Act (ACA)—the Cadillac tax, the medical devices excise tax and the health insurance providers fee. The law also extended the PCORI fees for an additional 10 years. […]

  5. Coverage Insights: Commercial Property Fire Coverage

    A fire in your workplace can be extremely costly; in addition to the costs associated with fixing the damages, there is also a good chance that your day-to-day business activities will be interrupted during the repairs. To avoid potential expenses related to workplace fires, it is important that you have adequate fire coverage, which is […]

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  6. Potential Benefits and Drawbacks to CBD Oil

    Cannabidiol (CBD oil) has become a popular subject in the media. You may have even noticed it steadily finding its way onto the shelves of health stores and coffee shops, or at stores that specialize in or exclusively sell it. While you may have heard many stories on the varying uses and effectiveness of CBD […]

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  7. NEWS BRIEF: Equifax to Compensate Victims of Data Breach

    The Background In 2017, Equifax, one of the largest credit reporting agencies in the United States, was the victim of a massive cyber attack—an attack that compromised the personal information of approximately 147 million people. On July 22, 2019, the company agreed to pay at least $575 million—and up to $700 million—as part of a […]

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  8. Live Well, Work Well

    Health and wellness tips for your work, home and life—brought to you by the insurance professionals at Insurance Solutions PREVENTING BURNOUT The World Health Organization (WHO) now considers burnout to be a syndrome. In previous editions of the WHO’s International Classification of Diseases (ICD-11), burnout wasn’t considered a serious condition, and its only listed symptom […]

  9. Why Do CEOs Buy Insurance Like Their Grandfather’s Did?

    Many companies continue to buy insurance like they did over 30 years ago. Back then, there was no Internet, sales efforts began with the Yellow Pages and a Rolodex, and smart phones were only found in science fiction movies. Today, it’s time for CEOs to change this legacy approach. Giant brokers promise value added services […]

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  10. 5 Key Questions Business Owners Fail to Ask Their Insurance Broker

    by talessandra

    Have you asked your broker the following questions? Do you have a transparent and highly competitive bidding process? How often do you review my policies for fatal coverage gaps? Do I need EPLI and Cyber Liability coverage? Do I have sufficient current protection for Director & Officers’ Liability? Do I need additional protection since my internal […]

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