"epli" Archives

  1. Coverage in Action: Employment Practices Liability Insurance (EPLI)

    by Elaine

    From hiring new workers to assigning duties, each of your decisions affects employees in a unique way. Although these actions are critical to running your business, they also create exposures that could lead to costly claims by employees or governmental regulators. Even if they are not warranted, claims for wrongful employment practices can disrupt operations, […]

  2. OSHA Recommends the Use of Leading Indicators

    OSHA recently launched a new webpage encouraging safer workplaces through the use of leading indicators. Leading indicators are proactive and preventive measures that can shed light on the effectiveness of safety and health activities, and reveal potential problems in a safety and health program. One example of a leading indicator may be the amount of […]

  3. HIPAA’s new FAQs about Health and Wellness Apps and Your PHI

    Recently, the Department of Health and Human Services (HHS) released a set of FAQs from the Office of Civil Rights. HIPAA’s new FAQs are meant to address the HIPAA right of access as it relates to health and wellness apps designated for use by patients and application programming interfaces (APIs) used by providers’ electronic health […]

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  4. Allegations of Sexual Misconduct, Are You Covered?

    by Elaine

    Allegations of sexual misconduct against politicians, celebrities and other public figures have become increasingly common recently. Social movements and a strong public outcry have led to a marked increase in sexual harassment claims—claims that can be incredibly damaging for organizations themselves. When these claims arise, organizations are expected to handle them quickly and tactfully, while […]

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  5. Know Your Numbers: Coverage Gaps Often Lead to Massive Unanticipated Costs

    Coverage gaps can often prove fatal to organizations of many shapes and sizes. While this is known to many business owners in an abstract sense, we’d like to make it more concrete. How much can it really cost to have gaps in your coverages? Which coverages are most often overlooked? Which are most costly? Two […]

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  6. Will Your Business Be Sued for Liability in 2016?

    by talessandra

    Millions of liability-related lawsuits are filed each year, costing businesses billions of dollars. With a median sticker price of over $50,000, each liability suit is like a ticking time-bomb. Though many may be settled outside of court, businesses around the country are crippled every year by the burden of paying legal fees, settlement costs, and […]

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  7. Fatal Coverage Gaps Emerging for Business Owners

    by talessandra

    Fatal coverage gaps are now emerging for business owners. These come in many forms, shapes, and sizes, but the top 5 are: Employment Practices Liability Insurance Business Interruption Cyber Risk & Liability Product Recall Pollution Liability & Spill Planning Where does your business stand with these risks and coverages? Each business has its own unique […]

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  8. Employee Lawsuits – A Growing Threat to Business Owners

    by talessandra

    Employee lawsuits are growing in frequency and severity across California. Yet most businesses haven’t taken steps to protect themselves. Coverage for traditional risks like fire damage is commonplace, but liability coverage for employee lawsuits is often overlooked, even though these types of lawsuits now occur ten times as frequently as fire damage. If your organization […]

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  9. 5 Key Questions Business Owners Fail to Ask Their Insurance Broker

    by talessandra

    Have you asked your broker the following questions? Do you have a transparent and highly competitive bidding process? How often do you review my policies for fatal coverage gaps? Do I need EPLI and Cyber Liability coverage? Do I have sufficient current protection for Director & Officers’ Liability? Do I need additional protection since my internal […]

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