"business insurance" Archives

  1. Proposed Overtime Rule

    Earlier this year the Department of Labor issued a proposed overtime rule. It would establish new salary thresholds for the “white collar” exemptions to the overtime payment requirements under the Fair Labor Standards Act (FLSA). Under the proposed overtime rule, the salary threshold would increase from $23,660 to $35,308 per year. The proposed rule would […]

  2. OSHA’s Crystalline Silica Rule: General Industry and Maritime

    OSHA's Crystalline Silica Rule

    OSHA’s Crystalline Silica Rule is intended to protect workers from exposure to respirable crystalline silica in order to allow employers to tailor solutions to their specific workplaces. About 295,000 workers are exposed to respirable crystalline silica in over 75,000 general industry and maritime workplaces. Exposure to respirable crystalline silica can cause kidney disease, silicosis, lung […]

  3. New Bipartisan Bill Aimed at Reducing Health Care Costs Proposed

    The Senate Health Committee proposed a bipartisan bill last month.  Its called the Lower Health Care Costs Act. This bill addresses several issues of health care costs. For instance, surprise medical billing, reducing the cost of prescription drugs and the overall cost of delivering health care, and improving transparency. The proposed bill is the latest […]

  4. Coverage in Action: Crime Insurance

    While you may think your business would never be the victim of theft, the harsh reality is that nearly every business can become a victim. In this day and age, thieves (including your employees) do not need direct access to cash to steal from you—merchandise, supplies and securities are all fair game. While standard commercial […]

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  5. Coverage in Action: Employment Practices Liability Insurance

    by Elaine

    From hiring new workers to assigning duties, each of your decisions affects employees in a unique way. Although these actions are critical to running your business, they also create exposures that could lead to costly claims by employees or governmental regulators. Even if they are not warranted, claims for wrongful employment practices can disrupt operations, […]

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  6. A ‘Cybersecurity Bill of Rights’ for Insurance Consumers

    by talessandra

    The 2015 calendar year has seen more than its share of crippling data breaches. But the most reported and discussed are only a few of the epic and ever-growing number of breaches occurring each year. Some prime examples include the theft of: background checks of 22 million federal employees from the Office of Personal Management; […]

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  7. Know Your Numbers: Coverage Gaps Often Lead to Massive Unanticipated Costs

    Coverage gaps can often prove fatal to organizations of many shapes and sizes. While this is known to many business owners in an abstract sense, we’d like to make it more concrete. How much can it really cost to have gaps in your coverages? Which coverages are most often overlooked? Which are most costly? Two […]

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  8. Top 5 Questions Businesses Should Be Asking about Cyber Liability

    by talessandra

    Cyber attacks are growing increasingly prevalent and menacing throughout California and across the country. Businesses of all shapes and sizes have proven susceptible, and massive quantities of data have been compromised. And while there are a number of steps that can be taken to reduce the likelihood that cyber attackers will be successful in penetrating […]

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