"business insurance" Archives

  1. OSHA Recommends the Use of Leading Indicators

    OSHA recently launched a new webpage encouraging safer workplaces through the use of leading indicators. Leading indicators are proactive and preventive measures that can shed light on the effectiveness of safety and health activities, and reveal potential problems in a safety and health program. One example of a leading indicator may be the amount of […]

  2. Coverage Insights: Commercial Property Fire Coverage

    A fire in your workplace can be extremely costly; in addition to the costs associated with fixing the damages, there is also a good chance that your day-to-day business activities will be interrupted during the repairs. To avoid potential expenses related to workplace fires, it is important that you have adequate fire coverage, which is […]

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  3. NEWS BRIEF: Equifax to Compensate Victims of Data Breach

    The Background In 2017, Equifax, one of the largest credit reporting agencies in the United States, was the victim of a massive cyber attack—an attack that compromised the personal information of approximately 147 million people. On July 22, 2019, the company agreed to pay at least $575 million—and up to $700 million—as part of a […]

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  4. Coverage in Action: Equipment Breakdown Insurance

    Equipment Breakdown Insurance Companies need safe and working equipment to operate efficiently and generate revenue. In fact, some organizations rely exclusively on a few pieces of equipment to run their entire business. Following a breakdown, major losses can occur, and many organizations turn to equipment breakdown insurance (sometimes referred to as boiler and machinery insurance). […]

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  5. Proposed Overtime Rule

    Earlier this year the Department of Labor issued a proposed overtime rule. It would establish new salary thresholds for the “white collar” exemptions to the overtime payment requirements under the Fair Labor Standards Act (FLSA). Under the proposed overtime rule, the salary threshold would increase from $23,660 to $35,308 per year. The proposed rule would […]

  6. OSHA’s Crystalline Silica Rule: General Industry and Maritime

    OSHA's Crystalline Silica Rule

    OSHA’s Crystalline Silica Rule is intended to protect workers from exposure to respirable crystalline silica in order to allow employers to tailor solutions to their specific workplaces. About 295,000 workers are exposed to respirable crystalline silica in over 75,000 general industry and maritime workplaces. Exposure to respirable crystalline silica can cause kidney disease, silicosis, lung […]

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  7. New Bipartisan Bill Aimed at Reducing Health Care Costs Proposed

    The Senate Health Committee proposed a bipartisan bill last month.  Its called the Lower Health Care Costs Act. This bill addresses several issues of health care costs. For instance, surprise medical billing, reducing the cost of prescription drugs and the overall cost of delivering health care, and improving transparency. The proposed bill is the latest […]

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  8. Coverage in Action: Crime Insurance

    While you may think your business would never be the victim of theft, the harsh reality is that nearly every business can become a victim. In this day and age, thieves (including your employees) do not need direct access to cash to steal from you—merchandise, supplies and securities are all fair game. While standard commercial […]

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  9. Coverage in Action: Employment Practices Liability Insurance

    by Elaine

    From hiring new workers to assigning duties, each of your decisions affects employees in a unique way. Although these actions are critical to running your business, they also create exposures that could lead to costly claims by employees or governmental regulators. Even if they are not warranted, claims for wrongful employment practices can disrupt operations, […]

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  10. A ‘Cybersecurity Bill of Rights’ for Insurance Consumers

    by talessandra

    The 2015 calendar year has seen more than its share of crippling data breaches. But the most reported and discussed are only a few of the epic and ever-growing number of breaches occurring each year. Some prime examples include the theft of: background checks of 22 million federal employees from the Office of Personal Management; […]

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