"business insurance ca" Archives

  1. Common Exposures of Craft Breweries

    Ninety-seven percent of breweries currently operating in the United States are classified as regional craft brewers, microbreweries or brewpubs. This section of the industry differs from more traditional, large-scale brewers, presenting owners with a unique set of risks that must be considered. Premise Liability When you open your property to the general public you are […]

  2. OSHA Recommends the Use of Leading Indicators

    OSHA recently launched a new webpage encouraging safer workplaces through the use of leading indicators. Leading indicators are proactive and preventive measures that can shed light on the effectiveness of safety and health activities, and reveal potential problems in a safety and health program. One example of a leading indicator may be the amount of […]

  3. Coverage Insights: Commercial Property Fire Coverage

    A fire in your workplace can be extremely costly; in addition to the costs associated with fixing the damages, there is also a good chance that your day-to-day business activities will be interrupted during the repairs. To avoid potential expenses related to workplace fires, it is important that you have adequate fire coverage, which is […]

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  4. NEWS BRIEF: Equifax to Compensate Victims of Data Breach

    The Background In 2017, Equifax, one of the largest credit reporting agencies in the United States, was the victim of a massive cyber attack—an attack that compromised the personal information of approximately 147 million people. On July 22, 2019, the company agreed to pay at least $575 million—and up to $700 million—as part of a […]

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  5. Proposed Overtime Rule

    Earlier this year the Department of Labor issued a proposed overtime rule. It would establish new salary thresholds for the “white collar” exemptions to the overtime payment requirements under the Fair Labor Standards Act (FLSA). Under the proposed overtime rule, the salary threshold would increase from $23,660 to $35,308 per year. The proposed rule would […]

  6. OSHA’s Crystalline Silica Rule: General Industry and Maritime

    OSHA's Crystalline Silica Rule

    OSHA’s Crystalline Silica Rule is intended to protect workers from exposure to respirable crystalline silica in order to allow employers to tailor solutions to their specific workplaces. About 295,000 workers are exposed to respirable crystalline silica in over 75,000 general industry and maritime workplaces. Exposure to respirable crystalline silica can cause kidney disease, silicosis, lung […]

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  7. Insurance Solutions Resource Library

    Businesses in the 21st century face a variety of threats, new and old. Business insurance staples are as useful as ever, while newer coverages like cyber liability, employment practices liability, specialty gap coverage insurance, and more are becoming increasingly common and indispensable. Electronic data protection and management alone can open up small businesses to significant […]

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