Ninety-seven percent of breweries currently operating in the United States are classified as regional craft brewers, microbreweries or brewpubs. This section of the industry differs from more traditional, large-scale brewers, presenting owners with a unique set of risks that must be considered. Premise Liability When you open your property to the general public you are […]
OSHA recently launched a new webpage encouraging safer workplaces through the use of leading indicators. Leading indicators are proactive and preventive measures that can shed light on the effectiveness of safety and health activities, and reveal potential problems in a safety and health program. One example of a leading indicator may be the amount of […]
A fire in your workplace can be extremely costly; in addition to the costs associated with fixing the damages, there is also a good chance that your day-to-day business activities will be interrupted during the repairs. To avoid potential expenses related to workplace fires, it is important that you have adequate fire coverage, which is […]
The Background In 2017, Equifax, one of the largest credit reporting agencies in the United States, was the victim of a massive cyber attack—an attack that compromised the personal information of approximately 147 million people. On July 22, 2019, the company agreed to pay at least $575 million—and up to $700 million—as part of a […]
Equipment Breakdown Insurance Companies need safe and working equipment to operate efficiently and generate revenue. In fact, some organizations rely exclusively on a few pieces of equipment to run their entire business. Following a breakdown, major losses can occur, and many organizations turn to equipment breakdown insurance (sometimes referred to as boiler and machinery insurance). […]
Health and wellness tips for your work, home and life—brought to you by the insurance professionals at Insurance Solutions PREVENTING BURNOUT The World Health Organization (WHO) now considers burnout to be a syndrome. In previous editions of the WHO’s International Classification of Diseases (ICD-11), burnout wasn’t considered a serious condition, and its only listed symptom […]
Earlier this year the Department of Labor issued a proposed overtime rule. It would establish new salary thresholds for the “white collar” exemptions to the overtime payment requirements under the Fair Labor Standards Act (FLSA). Under the proposed overtime rule, the salary threshold would increase from $23,660 to $35,308 per year. The proposed rule would […]
OSHA’s Crystalline Silica Rule is intended to protect workers from exposure to respirable crystalline silica in order to allow employers to tailor solutions to their specific workplaces. About 295,000 workers are exposed to respirable crystalline silica in over 75,000 general industry and maritime workplaces. Exposure to respirable crystalline silica can cause kidney disease, silicosis, lung […]
Recently, the Department of Health and Human Services (HHS) released a set of FAQs from the Office of Civil Rights. HIPAA’s new FAQs are meant to address the HIPAA right of access as it relates to health and wellness apps designated for use by patients and application programming interfaces (APIs) used by providers’ electronic health […]
What does the term “performance review” mean to you? To many people, it means sitting down at the end of the year with a manager to discuss how you conducted yourself over the past 12 months. To others, it could mean chatting with a manager every quarter. And some might know it as a […]