"EPLI" Archives

  1. DOL Enforcement Actions Up and are Expected to Stay That Way

    by Elaine

    U.S. Secretary of Labor Alexander Acosta recently told the House Labor, Health and Human Services, Education and Related Agencies Appropriations Subcommittee that he “fully expects” OSHA inspections to increase once new inspectors are trained. Acosta’s remarks are in line with the significant increase in enforcement actions employers have seen in the past two fiscal years. […]

  2. The Employee Handbook: Best Defense against Employee Lawsuits

    Writing, reviewing and updating your company’s employee handbook may seem like an arduous and thankless task, but don’t give up. It’s your best defense against employee lawsuits. One key function of any employee handbook is to orient new arrivals to your company, providing answers to frequently asked questions. But it also must serve as a […]

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  3. Know Your Numbers: Coverage Gaps Often Lead to Massive Unanticipated Costs

    Coverage gaps can often prove fatal to organizations of many shapes and sizes. While this is known to many business owners in an abstract sense, we’d like to make it more concrete. How much can it really cost to have gaps in your coverages? Which coverages are most often overlooked? Which are most costly? Two […]

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  4. D&O and E&O – What You Don’t Know Can Hurt You

    There are a wide variety of business insurance products on the market today. The complexity increases further in that some of the coverages are really bundles including other types of coverage as well. And the bevy of acronyms can make this process even more challenging. Today we’re discussing D&O and E&O – that’s Directors and […]

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  5. Will Your Business Be Sued for Liability in 2016?

    by talessandra

    Millions of liability-related lawsuits are filed each year, costing businesses billions of dollars. With a median sticker price of over $50,000, each liability suit is like a ticking time-bomb. Though many may be settled outside of court, businesses around the country are crippled every year by the burden of paying legal fees, settlement costs, and […]

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  6. Insurance Solutions Resource Library

    Businesses in the 21st century face a variety of threats, new and old. Business insurance staples are as useful as ever, while newer coverages like cyber liability, employment practices liability, specialty gap coverage insurance, and more are becoming increasingly common and indispensable. Electronic data protection and management alone can open up small businesses to significant […]

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  7. Why Do CEOs Buy Insurance Like Their Grandfather’s Did?

    Many companies continue to buy insurance like they did over 30 years ago. Back then, there was no Internet, sales efforts began with the Yellow Pages and a Rolodex, and smart phones were only found in science fiction movies. Today, it’s time for CEOs to change this legacy approach. Giant brokers promise value added services […]

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  8. Fatal Coverage Gaps Emerging for Business Owners

    by talessandra

    Fatal coverage gaps are now emerging for business owners. These come in many forms, shapes, and sizes, but the top 5 are: Employment Practices Liability Insurance Business Interruption Cyber Risk & Liability Product Recall Pollution Liability & Spill Planning Where does your business stand with these risks and coverages? Each business has its own unique […]

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  9. Employee Lawsuits – A Growing Threat to Business Owners

    by talessandra

    Employee lawsuits are growing in frequency and severity across California. Yet most businesses haven’t taken steps to protect themselves. Coverage for traditional risks like fire damage is commonplace, but liability coverage for employee lawsuits is often overlooked, even though these types of lawsuits now occur ten times as frequently as fire damage. If your organization […]

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  10. 5 Key Questions Business Owners Fail to Ask Their Insurance Broker

    by talessandra

    Have you asked your broker the following questions? Do you have a transparent and highly competitive bidding process? How often do you review my policies for fatal coverage gaps? Do I need EPLI and Cyber Liability coverage? Do I have sufficient current protection for Director & Officers’ Liability? Do I need additional protection since my internal […]

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