"Business Insurance" Archives

  1. CALIFORNIA ENACTS STATE INDIVIDUAL MANDATE

    by Elaine

    OVERVIEW On June 28, 2019, California Governor Gavin Newsom signed into law a state budget for 2019-2020 that establishes a state individual mandate, effective Jan. 1, 2020. This state-based individual mandate will require California residents to maintain acceptable health coverage or pay a penalty, beginning in 2020. This new mandate was enacted in response to […]

  2. Live Well, Work Well

    Health and wellness tips for your work, home and life—brought to you by the insurance professionals at Insurance Solutions PREVENTING BURNOUT The World Health Organization (WHO) now considers burnout to be a syndrome. In previous editions of the WHO’s International Classification of Diseases (ICD-11), burnout wasn’t considered a serious condition, and its only listed symptom […]

  3. Proposed Overtime Rule

    Earlier this year the Department of Labor issued a proposed overtime rule. It would establish new salary thresholds for the “white collar” exemptions to the overtime payment requirements under the Fair Labor Standards Act (FLSA). Under the proposed overtime rule, the salary threshold would increase from $23,660 to $35,308 per year. The proposed rule would […]

  4. HIPAA’s new FAQs about Health and Wellness Apps and Your PHI

    Recently, the Department of Health and Human Services (HHS) released a set of FAQs from the Office of Civil Rights. HIPAA’s new FAQs are meant to address the HIPAA right of access as it relates to health and wellness apps designated for use by patients and application programming interfaces (APIs) used by providers’ electronic health […]

  5. New Bipartisan Bill Aimed at Reducing Health Care Costs Proposed

    The Senate Health Committee proposed a bipartisan bill last month.  Its called the Lower Health Care Costs Act. This bill addresses several issues of health care costs. For instance, surprise medical billing, reducing the cost of prescription drugs and the overall cost of delivering health care, and improving transparency. The proposed bill is the latest […]

  6. 4 Performance Review Trends in 2019

    by Elaine

      What does the term “performance review” mean to you? To many people, it means sitting down at the end of the year with a manager to discuss how you conducted yourself over the past 12 months. To others, it could mean chatting with a manager every quarter. And some might know it as a […]

  7. 5 Ways HR Can Support Employees’ Mental Health

    1 in 5 U.S. adults experience mental illness annually An employee’s mental health includes how they think, feel and act, and includes their emotional and social well-being. While mental health includes mental illness, the two aren’t interchangeable. An employee can go through a period of poor mental health but not necessarily have a clear, diagnosable […]

  8. DOL Enforcement Actions Up and are Expected to Stay That Way

    by Elaine

    U.S. Secretary of Labor Alexander Acosta recently told the House Labor, Health and Human Services, Education and Related Agencies Appropriations Subcommittee that he “fully expects” OSHA inspections to increase once new inspectors are trained. Acosta’s remarks are in line with the significant increase in enforcement actions employers have seen in the past two fiscal years. […]

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  9. Coverage in Action: Crime Insurance

    While you may think your business would never be the victim of theft, the harsh reality is that nearly every business can become a victim. In this day and age, thieves (including your employees) do not need direct access to cash to steal from you—merchandise, supplies and securities are all fair game. While standard commercial […]

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  10. Coverage in Action: Employment Practices Liability Insurance

    by Elaine

    From hiring new workers to assigning duties, each of your decisions affects employees in a unique way. Although these actions are critical to running your business, they also create exposures that could lead to costly claims by employees or governmental regulators. Even if they are not warranted, claims for wrongful employment practices can disrupt operations, […]

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