"Blog" Archives

  1. Egg Nog and Cookies and fudge, OH MY!

    by Elaine

    Category: Blog

      Indulging in the over abundance of holiday treats is an annual tradition for most of us at this time of year. We enjoy the variety of specialties we don’t usually see at other times of the year, oftentimes intentionally choosing a state-of-denial rather than engaging our self-control. This can lead to extra pounds sneaking […]

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  2. What is UM and UIM Coverage and Do I Need It?

    by Elaine

    Category: Blog

    So you have an auto policy and you have an umbrella policy; you’re fully covered in case you become involved in an auto accident, right? Well, maybe… Both these policies cover your own liability and provide compensation to others in the event that you are responsible for an accident. However, if another driver causes an […]

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  3. Safety On The Job

    by Elaine

    Category: Blog

    Did you know? Statistics from the U.S. Bureau of Labor Statistics are clear – continuous training is the best way to prevent on-the-job injuries. Investing in workplace training is money well spent. Employers with effective safety and health training programs benefit from fewer workplace injuries and claims, better employee morale, and lower insurance premiums. Do […]

  4. Incident Investigations Using Root Cause Analysis

    by Elaine

    Category: Blog

    The Occupational Safety and Health Administration (OSHA) and the environmental Protection Agency (EPA) urge employers, owners and operators to conduct a root cause analysis following an incident or near miss at a facility. A root cause is a fundamental, underlying or system-related reason why an incident occurred that identifies one or more correctable system failures. […]

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  5. Insuring Your Valuables

    by Elaine

    Category: Blog

    Your valuables are important to you – and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage. The Basics Standard homeowners, condominium or renters insurance policies include a limited amount of coverage for […]

  6. The Best Pumpkin Chocolate Chip Muffin Recipe Ever!

    by Elaine

    Category: Blog

    Fall, Autumn, Thanksgiving… It’s that time of year again! That time when all things pumpkin take center stage.  With the cooler weather and shorter daylight hours, or rather, longer nighttime hours, comes the desire to get cozy and indulge in the comforts of the season:  scented candles, soft blankies, warm hot cocoa… and maybe best […]

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  7. 16 Warning Signs of Workers’ Compensation Fraud

    by Elaine

    Category: Blog

    The WC (Worker’s Compensation) insurance system is a no-fault method of paying workers for medical expenses and wage losses due to on-the-job injuries. While the majority of WC claims are truthful, the National Insurance Crime Bureau reports that billions of dollars of false claims are submitted each year. To help you detect possible WC fraud, […]

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  8. Compliance Bulletin, OSHA’s New Anti-Retaliation Rules

    by Elaine

    Category: Blog

    OSHA’s Anti-Retaliation Rules Delayed Until Dec. 1, 2016 On May 12, 2016, the Occupational Safety and Health Administration (OSHA) issued a final rule requiring certain employers to electronically submit data from their work-related injury records to OSHA, so they can then be posted on the agency’s website. Although OSHA hopes that the rule will help […]

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  9. Compliance Bulletin, Overtime Rule-What You Need to Know

    by Elaine

    Category: Blog

    The Overtime Rule: Changes to Take Effect Dec. 1, 2016 In March 2014, President Obama directed the Secretary of Labor to update the overtime regulations to reflect the original intent of the Fair Labor Standards Act, and to simplify and modernize the rules so they’re easier for workers and businesses to understand and apply. The […]

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  10. Earthquake Coverage, What Do You Need to Know?

    by Elaine

    Category: Blog

    Thankfully earthquakes are few and far between, but when they do occur they can be devastating. In fact, among natural disasters, earthquakes are the most costly to recover from. Despite the enormous financial impact that an earthquake poses to one’s home and belongings, many view earthquakes as an abstract risk – one that will likely […]

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