Blog

  1. Named Storm Deductible-What’s In A Name?

    by Elaine

    Category: Blog

    What to do to prepare for a storm

    Named Storm Deductibles – What’s in a Name? The heavy rainfall, high winds and storm surges associated with hurricanes and other intense storms can devastate any business, even those located hundreds of miles off of a coast. And, because these storms have the potential to cause tens of billions of dollars in damage, insurance providers […]

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  2. Business Coverage? How much do you need?

    by Elaine

    Category: Business Insurance

    Choosing a property insurance policy that fits your specific needs is important. A wide variety of policy options are available at different prices that cover an assortment of reimbursement options. Commercial properties can be covered in a variety of ways. Knowing how much your property is worth and obtaining the insurance policy that both protects […]

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  3. Cloud Computing: Opportunities and Risks in the New IT Landscape

    by talessandra

    Cloud computing is transforming the IT landscape. It eliminates the need for businesses to invest in standalone servers and software that are capital intensive but not in use a majority of the time. It reduces overhead costs, such as management, IT personnel, data storage, bandwidth and power. And it can stretch or shrink to meet […]

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  4. The Employee Handbook: Best Defense against Employee Lawsuits

    Writing, reviewing and updating your company’s employee handbook may seem like an arduous and thankless task, but don’t give up. It’s your best defense against employee lawsuits. One key function of any employee handbook is to orient new arrivals to your company, providing answers to frequently asked questions. But it also must serve as a […]

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  5. The Five Essentials of Disaster Planning

    by talessandra

    No one would dispute that disaster planning is an essential aspect of running any company, yet many managers have a tendency to put it off. Too many other priorities compete for their attention. But the reality is that a disaster or emergency can strike at any time. If and when that happens, your company must […]

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  6. A ‘Cybersecurity Bill of Rights’ for Insurance Consumers

    by talessandra

    The 2015 calendar year has seen more than its share of crippling data breaches. But the most reported and discussed are only a few of the epic and ever-growing number of breaches occurring each year. Some prime examples include the theft of: background checks of 22 million federal employees from the Office of Personal Management; […]

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  7. Know Your Numbers: Coverage Gaps Often Lead to Massive Unanticipated Costs

    Coverage gaps can often prove fatal to organizations of many shapes and sizes. While this is known to many business owners in an abstract sense, we’d like to make it more concrete. How much can it really cost to have gaps in your coverages? Which coverages are most often overlooked? Which are most costly? Two […]

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  8. D&O and E&O – What You Don’t Know Can Hurt You

    There are a wide variety of business insurance products on the market today. The complexity increases further in that some of the coverages are really bundles including other types of coverage as well. And the bevy of acronyms can make this process even more challenging. Today we’re discussing D&O and E&O – that’s Directors and […]

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  9. Will Your Business Be Sued for Liability in 2016?

    by talessandra

    Millions of liability-related lawsuits are filed each year, costing businesses billions of dollars. With a median sticker price of over $50,000, each liability suit is like a ticking time-bomb. Though many may be settled outside of court, businesses around the country are crippled every year by the burden of paying legal fees, settlement costs, and […]

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  10. Top 5 Questions Businesses Should Be Asking about Cyber Liability

    by talessandra

    Cyber attacks are growing increasingly prevalent and menacing throughout California and across the country. Businesses of all shapes and sizes have proven susceptible, and massive quantities of data have been compromised. And while there are a number of steps that can be taken to reduce the likelihood that cyber attackers will be successful in penetrating […]

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