Blog

  1. What is Umbrella Insurance, and Who Needs It?

    by Elaine

    Category: Blog

    Excess liability insurance (ELI), more commonly known as umbrella insurance, is one of the most important types of insurance your company can buy. It protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits. Just as you carry an umbrella to protect you from a potential downpour, […]

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  2. Cyber Attacks-Are You Prepared?

    by Elaine

    Category: Blog

    Cyber threats include dangers such as viruses erasing entire systems, intruders breaking into systems and altering files, intruders using your computer or device to attack others and intruders stealing confidential information. The spectrum of cyber risks is limitless; threats, some more serious and sophisticated than others, can have wide-ranging effects on the individual, community, organizational […]

  3. Global Cyber Crime Rising

    by Elaine

    Category: Blog

    According to a new Cybersecurity Ventures report, the global cost of cyber crime will double in the next five years, exceeding $6 trillion annually by 2021. That figure includes a number of costs, including those stemming from the value of the data itself, restoration costs, lawsuits, stolen money, fraud and a host of other related […]

  4. Fraud On The Rise

    by Elaine

    Category: Blog

    A recent global fraud and risk report by Kroll, Inc. gives insight into the state of fraud and risk incidents in 2016, during which 82 percent of respondents experienced a fraud incident—up from 75 percent in 2015 and 61 percent in 2012. Fraud concerns affect not only a company’s bottom line, but also its ability […]

  5. Who Needs Cyber Liability Coverage?

    by Elaine

    Category: Blog

    Cyber attacks are quickly moving up the ranks as a formidable cause of business interruption. As businesses continue to rely on computers and digital storage of essential data, cyber attacks will continue to be a potential exposure. How can a cyber attack cause a business interruption? Hackers, thieves and other unauthorized individuals have become adept […]

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  6. Restoring Your Business After a Flood

    by Elaine

    Category: Blog

    Floods can be miserable ordeals, even with extensive preparation. If your business has sustained flood damage, do not panic. Think of it as a chance to fortify your business against future flood damage rather than nothing but a ruinous misfortune. CLEANING UP AFTER A FLOOD Once floodwaters start to recede fight the urge to immediately […]

  7. PREPARING YOUR BUSINESS FOR FLOODING

    by Elaine

    Category: Blog

    Floods can sometimes be predictable.  For example, charting the habitual swelling of the tides establishes typical water levels and indicates when coastal areas might be prone to flooding.  However, more often than not, floods can arise without warning-rivers, lakes or the sea can overrun, swamp defenses and surge through the surronding areas. The fickle nature […]

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  8. What You Need to Know About Flood Insurance

    by Elaine

    Category: Blog

    Flooding is a risk to any business, whether you are inland or near the coastline. Floods can arise without warning: rivers, lakes or the sea can overrun, swamp defenses and surge through the surrounding areas. In the past five years all 50 states have experienced floods, and at least one in four businesses that shuts […]

  9. Attractive Nuisance Dangers! Oh NO!

    by Elaine

    Category: Blog

    Although property owners are generally not responsible for protecting trespassers, in some cases, landowners or those who occupy land under leases can be held responsible for injuries to children that are caused by man-made conditions on the property. Considered attractive nuisances, these might include buildings, construction sites, heavy equipment or even man-made ditches. Property owners […]

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  10. OSHA Reminder: Post your OSHA Log Summary by February 1st

    by Elaine

    Category: Blog

    It’s that time of year: February 1st marks the deadline for you to tabulate your annual OSHA Log Summary (OSHA Form 300A) and post it in a common area wherever notices to employees are usually posted. The summary must list the total number of job-related injuries and illnesses that occurred during the previous calendar year […]

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