Blog

  1. The Hardening Auto Insurance Market

    by Elaine

    Category: Blog

    Auto insurance premiums have been on the rise since April 2016, when a 6 percent rate hike made it the biggest monthly increase since 2003. While the need for harder conditions in the auto insurance market is overdue, both personal and commercial auto policies are noticing the effects. And due to contributing factors that include […]

  2. Ransomware Attack Sweeping the Globe

    by Elaine

    Category: Blog

    Another global cyber attack was activated on Tuesday, 6/27, leaving companies across Europe, Australia and even the United States struggling to respond. This outbreak may be the most sophisticated of a series of attacks initiated after hacking tools were stolen from the National Security Agency and leaked online in April. Similar to the WannaCry attacks […]

  3. Employment Practices Liability Insurance: Crucial for Small Businesses

    by Elaine

    Category: Blog

    According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2 percent of small businesses have employment practices liability (EPL) coverage. High Price Tag Employment-related claims can be extremely costly, especially in cases that […]

  4. Employment Practices Liability Insurance

    by Elaine

    Category: Blog

    From the moment that you start the pre-hiring process until the exit interview, you are vulnerable to an employment-related lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself against alleged wrongful employment practices accusations. If not, there is an insurance solution called employment practices liability […]

  5. Are You Prepared for Employment-related Practices?

    by Elaine

    Category: Blog

    Employment-related lawsuits are a growing concern for employers of all sizes. As costs for litigation and damage awards climb, experts predict that employment liability will only become more complex. As a result, it is critical for employers to understand their exposures and options to manage the risk. Strategies to Reduce Your Company’s Exposure Two effective […]

  6. DOL Withdraws Joint Employment Guidelines

    by Elaine

    Category: Blog

    Highlights The withdrawal reverts DOL policy to the direct control standard that existed in 2015. The withdrawal does not relieve employers of joint employment liability. The withdrawal limits the scope of where joint employment situations may exist. Important Dates June 7, 2017  The DOL withdraws its 2016 joint employment guidance. OVERVIEW On June 7, 2017, […]

  7. DOL Withdraws Worker Classification Guidance

    by Elaine

    Category: Blog

    Highlights: The DOL has withdrawn its 2015 guidance on worker classification. Employers are still required to properly classify workers as employees or independent contractors. The withdrawal means that employers must look to tests established by the courts for guidance. Important Dates June 7, 2017-The DOL withdrew its 2015 administrative interpretation on how to apply the […]

  8. OSHA Signals Intention to Delay Electronic Reporting

    by Elaine

    Category: Blog

    HIGHLIGHTS The rule requires OSHA to create and provide a secure website to transmit electronic information. Under the rule, OSHA will publicize the information received from the electronic reports. The final rule has met significant opposition and its validity is currently being challenged in federal court. OVERVIEW The Occupational Safety and Health Administration’s (OSHA) electronic […]

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