1. Temporary Injunction on California AB5 for Trucking Industry

    by Elaine

    Category: Blog

    insurance solutions commercial trucking

    A district court in San Diego has issued a temporary injunction to prevent enforcement of California’s recent AB 5 law for the trucking industry. This injunction does not affect other industries and all other employers are still expected to comply with the state’s “ABC test” for employee classification. California Trucking Assoc. v. Becerra In a […]

  2. Federal Appeals Court Issues Affordable Care Act Ruling

    OVERVIEW On Dec. 18, 2019, a federal appeals court ruled in Texas v. Azar that the Affordable Care Act’s (ACA) individual mandate is unconstitutional due to the elimination of the individual mandate penalty in 2019. The appeals court remanded the case to the lower court to determine whether the rest of the ACA can remain […]

  3. California Mandates Employee Training to Combat Human Trafficking

    OSHA's Crystalline Silica Rule

    OVERVIEW California has enacted two laws that require certain employers in the hospitality and transit industries to provide employee training on how to recognize and report human trafficking. The new laws, known as SB 970 and AB 2034, went into effect on Jan. 1, 2019, but give subject employers until Jan. 1, 2020 or 2021 […]

  4. Employee Benefit Plan Limits for 2020

    Many employee benefits are subject to annual dollar limits that are periodically updated for inflation by the IRS. The following commonly offered employee benefits are subject to these limits: High deductible health plans (HDHPs) and health savings accounts (HSAs); Health flexible spending accounts (FSAs); 401(k) plans; and Transportation fringe benefit plans. This Compliance Overview includes […]

  5. Some Employer Plans to be Affected by Proposed Rule on Health Care Transparency

    OVERVIEW On Nov. 15, 2019, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) issued a proposed rule regarding transparency in coverage that would impose new transparency requirements on group health plans and health insurers in the individual and group markets. Specifically, the proposed rule would require plans and issuers […]

  6. Final Rule on Hospital Price Transparency Released

    by Elaine

    On Friday, Nov. 15, 2019, the Trump administration released its final rule regarding hospital price transparency. This final rule will take effect Jan. 1, 2021, a year later than originally proposed. The Centers for Medicare and Medicaid Services (CMS) had been listening to feedback on a proposed version of the rule for the past four […]

  7. The Basics of Builders Risk Insurance

    by Elaine

    Category: Blog

    Building and construction projects are complicated with no shortage of things that can go wrong. With everything that can happen during the construction process, it is essential to have the proper insurance in place. Of all of the different insurance coverages to consider, builders risk insurance is one of the most essential for companies in […]

  8. Coverage in Action: Employment Practices Liability Insurance (EPLI)

    by Elaine

    From hiring new workers to assigning duties, each of your decisions affects employees in a unique way. Although these actions are critical to running your business, they also create exposures that could lead to costly claims by employees or governmental regulators. Even if they are not warranted, claims for wrongful employment practices can disrupt operations, […]

  9. Common Exposures of Craft Breweries

    Ninety-seven percent of breweries currently operating in the United States are classified as regional craft brewers, microbreweries or brewpubs. This section of the industry differs from more traditional, large-scale brewers, presenting owners with a unique set of risks that must be considered. Premise Liability When you open your property to the general public you are […]

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  10. OSHA Recommends the Use of Leading Indicators

    OSHA recently launched a new webpage encouraging safer workplaces through the use of leading indicators. Leading indicators are proactive and preventive measures that can shed light on the effectiveness of safety and health activities, and reveal potential problems in a safety and health program. One example of a leading indicator may be the amount of […]

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