Owning a restaurant is very similar to owning a business. You are still putting a good deal of time and effort into the day to day running of a store, and assume most of the same types of risks that any typical business would have to consider.

One huge difference is that, with a restaurant, you have food and employee related risks that are separate from the risks of a typical business.

This is why restaurants need their own type of insurance: restaurant insurance. With an insurance policy built specifically for the needs of a restaurant, the following attributes of your restaurant will be insured against risk:

• Food spoilage
• Robbery and burglary
• Outdoor signs
• Machinery breakdown
• Employee dishonesty
• And more!